body {
      background-color : #FFFFFF; 
      xbackground:url("../images/bg-main.gif") center;
      xbackground:url("../images/bg-gray.gif") center;
  	  background-attachment: fixed;
      font-family : Arial, Helvetica, sans-serif;  
	  font-size: 14px;
      color : #000000;
	  margin: 0px;  /* causes valigment diffs in Ie and FF */
      padding: 0px;
      line-height:19px; 
}

 

.TextHEADER { 
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	font-weight: bold; 
	font-size: 12px; 
	color: #B22A3F; 
	LINE-HEIGHT: 16px;
	padding-bottom: 15px;
	margin-bottom: 15px;
}

h1 {
	margin: 0px;
	font-family: Verdanda, Arial, Helvetica, sans-serif;
	font-size: 21px;
	xline-height: 1.2em;
	font-weight: normal;
	color: #293342;
	padding-top: 15px;
	padding-bottom: 15px;
}
 
h2 {
	margin: 0px;
	font-family: Verdanda, Arial, Helvetica, sans-serif;
	font-size: 1.8em;
	font-weight: normal;
	color:#332B13;
	line-height: 26px;
	padding-bottom: 5px;
	xpadding-left: 10px;
}

h3 {
	margin: 0px;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	font-weight: bold;
	color:#000000;
	line-height: 18px;
	padding-top: 6px;
	xpadding-bottom: 14px;
	xpadding-left: 10px;
	xmargin-top: -6px;
}

Px { font-family : Arial, Helvetica, sans-serif; 
	font-size: 12px; 
	color: #000000;  
	font-weight: plain;  
	LINE-HEIGHT: 19px;
}

.TextSMALL { 
	font-family: Arial, Helvetica, sans-serif; 
	font-size: 11px; 
	color: #000000; 
	line-height: 12px;
	} 
	
ul,   ol  {
	list-style-position: outside; 
	padding-left: 23px;
	margin-left: 0px;
	xmargin-top: 5px;
	
	xmargin-bottom: 15px;
	xborder: 0;
	}
	
dl, li, dt, dd {
 	line-height: 17px;
	padding: 0;
	margin-top: 1px;
	margin-bottom: 8px;
	border: 0;
	}	

table {
	margin-top: 0;
	margin-bottom: 0;
	}	

P { font-family : Arial, Helvetica, sans-serif; 
	font-size: 14px; 
	color: #000000;  
	font-weight: plain;  
	LINE-HEIGHT: 19px;
}

TD { font-family: Arial,Helvetica,sans-serif; 
	font-size: 14px; 
	color: #000000;   
	LINE-HEIGHT: 16px; 
	}